Yesterday, the Bahamas Financial Services Board (BFSB) announced the five finalists for the annual [**Financial Services Student of the Year**]( award. The finalists were selected from the 2009 Graduating Class of the College of The Bahamas, following a review process by the College as well as a BFSB Selection Committee. The latter conducted interviews with each candidate and also judged a written submission on the very topical issue of: *“The value of privacy and the role of governments in enforcing and protecting the privacy of citizens”.*

The recipient of the 2009 award will be announced at the 2009 Industry Excellence Awards Ceremony on October 22nd at the Sandals Royal Bahamian Hotel & Spa.

BFSB is pleased to profile the five (5) finalists over the coming days. Today, we start with **Kendra C.A. Culmer – BBA, Accounting**.


**Kendra Culmer** is a 2005 graduate (Valedictorian) of the Windermere High School in Eleuthera. At her high school graduation she was honoured for the top BGCSE results for Eleuthera and also received the Alpha Kappa Alpha Sorority Inc. award for Top Family Island Student. Kendra attended the College of the Bahamas between 2005-2009, majoring in Accounting, and received a BBA in Accounting with Distinction this year. While at the COB, Kendra was on the Presidents list for 2006, 2008 and 2009, and on the Dean’s List between 2005-2009. Her College activities included serving as Managing Editor of The Spectrum (school newspaper) and she also provided Peer Tutoring for Accounting. She is a Youth Leader at the Global Village Methodist Church and a member of the iGive Community Service.

At the COB graduation, Kendra was awarded with the Ernst & Young Award for Accounting, the BICA Award for Accounting and the Chamber of Commerce Award for Academic Excellence.

She is preparing for the CPA exam and also intends to pursue an MBA.

The other finalists for the 2009 Award are:

* [Jamere M. McIntosh, BBA – Economics and Finance](

* [Christina S. Murray – BBA Finance](

* [Keithra L. Sherman – BBA Marketing](

* [Khandise N. Smith – BBA Banking & Finance with Foreign Language](